Skip to content
5.0Rated excellent5.0 · 69 on Google4.8 · 49 on Trustpilot
Free tool

Dividend vs salary calculator

See the most tax‑efficient way to pay yourself from your company.

  • Fee agreed before we start
  • Reply within one working day
  • Xero Gold Partner

Your company

One figure is all we need.

Per year, before paying yourself

Assumes one director with no other income, all profit paid out, no pension contributions, and 2026/27 rates for England, Wales and Northern Ireland.

Rather talk it through?
020 8004 9727 or book a free consultation

A general guide, not advice for your circumstances. Book a free consultation to check your own figures.

FAQs

Questions we’re often asked

Can’t find your answer? Talk to an adviser.

Why take a small salary and dividends?

Salary up to the personal allowance is usually tax‑free and builds your State Pension record, and dividends avoid National Insurance. The best mix depends on your profit and other income.

Does the Employment Allowance help?

Not if you are the company’s only employee and a director — the Employment Allowance is not available to single‑director companies with no other staff. The calculator assumes that case.

What isn’t included?

Pension contributions, other income, student loans, associated companies and Scottish tax rates. We include all of these when we plan your pay.

Want us to check your figures?

Book a free consultation and we’ll look at your own numbers.